What is Financial Education?

Financial education simply means having the ability or knowledge to make a financially responsible decision.

Importance of Financial Education

It is not only important for investors, but Financial education or financial literacy is becoming VERY IMPORTANT for individuals and families, especially those with limited income, such as students, graduates, some professionals and parents who have to decide on how best to balance their budgets when making decisions to

  • PAY STUDENT LOANS AND BILLS

  • BUY A HOME

  • Fund children’s education and

  • Ensure an income before and during retirement.

When people lack money to meet their needs [food, shelter, clothing, health care] and wants, it  isn’t just a financial issue because money-related problems affects every area of our lives life – our happiness, mental health, work, relationships and more.

As children and young people grow older, their finances, and that of adults and households are increasingly being squeezed by an

  • increase in the cost of living, austerity measures

  • cap on benefits/allowances and reduction in the value of the pound due to Brexit, EuroZone crisis, and

  • Post 2008 financial crisis, most people, especially those from low socioeconomic backgrounds MUST make tough money choices on a daily basis

However, most people lack the ability or knowledge to make informed and better financial decisions, neither do they know where or how to gain this knowledge or ability.

Perhaps the most disturbing issue is this: Most  individuals and families are obliged to make these financial decisions as companies try sell their products, though they do not have the right training to respond appropriately to these financial demands

IT IS OUR MISSION AT A&F TUTORS TO LEVEL THE PLAYING FIELD

We do this by using tried and tested techniques to help young people, adults and professionals to change their negative attitude towards financial issues to a positive one through customised personal development programs because:

 

Our Approach: We use workshops, 1-2-1 mentoring sessions, reflective practice, online sessions, personal development books alongside customised activities to help children, young people, adults and professionals bridge the gap between financial theories and practice by

-Teaching them about why and how to save and what percentage to save

-Teach them about the importance of compounding in acquiring financial security

-Impact of borrowing on individual/household finances

-Types of financial risks and fraud related money issues and how to protect yourself

  • OR ARE YOU A STUDENT WHO WANTS TO BUY A HOUSE USING YOUR STUDENT MAINTAINANCE LOAN?

  • OR DO YOU WANT TO LEARN HOW TO MAKE MONEY, KEEP MONEY AND INVEST MONEY SO THAT MONEY BECOMES YOUR “SLAVE” BY WORKING FOR YOU TOWARDS FINANCIAL SECURITY?

  • DO YOU WANT TO INVEST IN THE STOCK MARKET BUT DO NOT KNOW “HOW TO GO ABOUT IT?”

  • DO you want to become a stock market millionaire, acquire financial security and freedom?

  • IF THESE SOUNDS LIKE YOU, PLEASE DO NOT HESITATE TO CONTACT US IMMEDIATELY USING OUR “CONTACT US” FORM FOR MORE INFORMATION ON HOW WE CAN SUPPORT YOU CLOSE THE FINANCIAL GAP BETWEEN WHERE YOU ARE AND WHERE YOU WANT TO BE

“Our attitude towards is perhaps the biggest barrier to effective money management, ability to save money and acquired financial security and freedom.” – Aloysius Y Fontama.